Tide
A UK leading digital business banking platform, built specifically for small businesses and sole traders - including the landlord community
About Tide
Tide is a UK leading digital business banking platform, built specifically for small businesses and sole traders - including the Landlord community. Designed to make business finance simple, fast, and accessible, Tide provides smart, app-based banking and powerful admin tools that help members spend less time on financial admin and more time growing their business.
Trusted by over 1.5 million SMEs globally, Tide offers a fully regulated e-money business account, seamless onboarding, and a suite of features perfect for new and growing landlords — including invoicing, expense management, and accounting automation.
Why Tide is ideal for NRLA members
NRLA members—whether operating as sole traders, limited companies, or property management businesses—can benefit from Tide’s fast setup, low fees, and practical financial tools. Tide is designed to remove unnecessary admin burdens, making it especially valuable for landlords juggling multiple properties, payments, and expenses.
Members can enjoy:
- Quick, FREE online account opening with no branch visits
- Simple, low-cost plans to suit different business stages
- Built-in admin tools to streamline property income and expense tracking
- Integrated accounting features to support tax preparation and compliance
- A secure business Mastercard for everyday property-related spending
- Multi-user access for bookkeepers, accountants, or property managers
Tide also offers a seamless Company Formation service, enabling new property businesses to register with Companies House and open a business account in one smooth flow.
NRLA members can claim special rewards including £100 cashback when opening a Tide business account (terms apply) and 1 year of free Tide Accounting (Admin Extra).
Key Tide Platform Features
Fast, app-based business account setup
Open a free Tide business account in minutes directly from the app. No paperwork, no queues — ideal for landlords and busy SMEs.
Company formation service
Register a new limited company through Tide and get a business account automatically opened once approved.
Smart financial tools
Stay organised with features including: professional invoicing, categorised expenses, receipt capture and storage and real-time transaction alerts, perfect for landlords managing regular payments, rent income, and maintenance costs.
Accounting automation
Tide’s built-in accounting tools (including Tide Accounting / Admin Extra) help automate bookkeeping, simplify reconciliation, and support HMRC compliance.
Tide instant saver - Earn up to 4% AER (variable)
Grow your business savings with Tide Instant Saver, allowing members to earn up to 4% AER (variable) on eligible balances. It's an easy way for landlords and SMEs to make their money work harder while keeping funds accessible when needed.
Secure and regulated
Tide accounts are provided by FCA-regulated banking partners, giving members peace of mind and secure business banking.
Exclusive NRLA offer
NRLA members can claim special rewards, including:
- £100 cashback when opening a Tide business account (terms apply)
- 1 year of free Tide Accounting (Admin Extra)
- Use promo code: NRLA
Who Tide is best for
Landlords with one or multiple properties
Who want an easy way to track rental income and expenses in one place
Property businesses
That need simple bookkeeping and automated admin
Sole traders and self-employed landlords
Looking to streamline invoicing, expenses, and tax preparation
Newly incorporated property businesses
Seeking a fast, straightforward account setup
Growing SMEs
That want simple, digital-first banking
Anyone preparing for quarterly digital tax submissions
Who needs clear, organized financial records
For full terms and conditions, please click here.
"Everything became digital and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork of history to set up an account."
Matt H
