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The Renters' Rights Act (RRA) is now in force as of 1 May 2026, bringing with it a host of new rules that could change the way you operate your rental business.
This includes new rules around preventing discrimination against families and tenants in receipt of benefits.
In practice, landlords don’t generally discriminate against either of these groups. However, the new rules will mean you should formalise your processes and make sure you can evidence that your approach to choosing a tenant is not discriminatory.
This guide is intended to make sure you understand the changes so you can have peace of mind when choosing your next tenant.
The Equality Act 2010 prevents landlords and agents from discriminating directly or indirectly based on the following protected characteristics:
The two other protected characteristics, age and marriage/civil partnership, are not protected in housing. This means that landlords can potentially discriminate against a prospective tenant based on their age. For example, where the landlord refuses to let to younger tenants because they run a retirement home.
Generally, anyone who is the victim of discrimination can apply to the court to enforce their rights. This means that tenants will typically have to apply to court themselves.
Direct discrimination occurs in relatively straightforward cases where someone deliberately treats another person differently because of one or more of these characteristics. For example, refusing to let a property to someone because of the colour of their skin would be an example of direct discrimination.
On the other hand, indirect discrimination occurs when a policy, practice, or rule that applies to everyone disproportionately affects people with a particular protected characteristic. This can be unintentional and much harder to identify.
Reflecting these difficulties, where indirect discrimination does occur, it is a defence if the perpetrator can establish that the discriminatory act was a proportionate means of achieving a legitimate aim.
For example, if a tenant's disability is leading to antisocial behaviour, evicting them may be considered indirect discrimination. At the same time, though, ending the antisocial behaviour is a completely legitimate aim.
In this example, the landlord may serve notice. However, they should also be prepared to provide evidence that the eviction is proportionate and that other measures were attempted first.
One potential example of indirect discrimination is refusing to let to tenants in receipt of benefits.
Neither income nor employment status are protected characteristics. Still, in recent years, a number of county court cases have asked whether blanket bans on tenants in receipt of benefits amounted to indirect discrimination.
County court cases have tended to decide that these blanket bans were indirectly discriminatory. This was on the basis that people are more likely to receive benefits if they are women or they are living with a disability.
However, these cases were not binding, and the Government has now chosen to end any debate on this with new legislation.
In addition to the existing rules around discrimination, from 1 May 2026 the Act bans discrimination against –
It does this by explicitly banning certain behaviours and allowing local authorities to issue civil penalties if they believe the landlord (or anyone acting on their behalf) probably discriminated against the prospective tenant.
It also removes discriminatory terms in mortgages, tenancies, and insurance products that might prevent a landlord or agent from letting to one of these groups.
Unlike most of the Renters’ Rights Act, the rules around discrimination apply across England and Wales, though they will have slightly different rules to follow.
This means that the rules below will apply if your tenants have any of the following:
Local authorities are responsible for enforcing this legislation and may issue penalties of up to £7,000 per offence. They may then keep any fines raised for further enforcement action in the private rented sector.
The landlord may receive a further civil penalty if the behaviour continues for more than 28 days after a civil penalty. This can continue until the discriminatory behaviour stops.
The rest of this page is for members only. It contains guidance on: